Mortgage Rights

• No Foreclosure: If you can't pay your mortgage due to the shutdown, a foreclosure sale (including sales by a homeowners association) cannot be started against you during the shutdown and for 90 days after it ends.

• Damages: If a foreclosure sale is started during this protected period, you may be entitled to damages.
  

Renting a Home

• Eviction Notice: If you receive a notice to vacate during the shutdown, you have the right to request to stay in the property until 30 days after the shutdown ends.

• This request must be made in writing, and you must provide proof that you are a federal government employee.

• After the 30-day period, the landlord can ask the court to enforce the notice to vacate.

• Rent Payment: If you can't pay your rent due to the shutdown, you must pay the outstanding rent within 30 days of the shutdown ending.

• No Penalties for Unpaid Rent:

• Your landlord cannot charge you late fees if you’re unable to pay your rent because of the shutdown.

• Your landlord cannot terminate your lease for unpaid rent if it's due to the shutdown.

• Protection Against Landlord Retaliation: Your landlord cannot punish you for using your rights during the shutdown. They are specifically prohibited from:

• Retaliating against you.

• Raising your rent.

• Cutting essential services.

• Ending your lease or refusing to renew it.

• Vehicle Repossession

• No Repossession: Your vehicle cannot be repossessed during the shutdown and for 30 days after the shutdown ends.

• Damages: If your vehicle is repossessed during this protected time period, you may be entitled to damages.
  

• Eligibility: You may be eligible for unemployment benefits. You can apply at nui.nv.gov.

• Repayment: Once the federal government authorizes backpay, you will be required to repay any unemployment benefits received during the shutdown.